Open & Embedded Insurance Observatory

MoneyHero today announced a strategic partnership with InsureMO to expand digital insurance product offerings in the Philippines through MoneyHero’s local brand, Moneymax. Rajat Sharma, Chief Revenue Officer, InsureMO, said: “Our strategic partnership with Moneymax extends our collaboration with MoneyHero Group into another underpenetrated market, and with our API-first platform and robust technology, we are excited to help Moneymax rapidly launch and innovate across multiple insurance products and providers, reaching customers seamlessly across the country.” Shravan Thakur, Chief Commercial Officer, MoneyHero Group (Nasdaq: MNY) Group, said: “Starting with general insurance and expanding into other product lines, we aim to offer more choices and greater convenience to Filipinos across the country. We have strategically relocated and expanded our Philippines operations to a new office in Bonifacio Global City (BGC), Taguig, together with the deployment of InsureMO’s API-driven platform, we can better support both our commercial partners and customers.” #OpenInsurance #EmbeddedInsurance #Insurance #Insurtech #Affinity

We'd like to congratulate Qover, one of our members, for being recognised with the ‘Best Privacy Programme’ at the PICCASO Awards Europe 2025, highlighting Qover’s structured and future-ready privacy program. The jury praised Qover’s holistic approach to privacy, built into every layer of the company. The program shapes how Qover designs products, builds tech and governs AI, moving well beyond simply ticking compliance boxes. Quentin Colmant, CEO & Co-founder of Qover, said: ‘This award recognises the discipline and care our teams bring to privacy every day. From the way we build products to how we train teams, privacy is embedded in everything we do. We’re proud to be recognised by the PICCASO Foundation, which plays an important role in setting the bar for responsible data practices across Europe.’ Angeliki Tiligadi, Head of Privacy & AI Governance Officer at Qover, Data Protection Officer, added: ‘We’ve built a practical, operational model. Privacy isn’t an afterthought, it’s embedded across every project. And the results speak for themselves: faster response times, stronger governance and greater confidence from stakeholders.’ #OpenInsurance #EmbeddedInsurance #Insurance #Insurtech #Affinity

One week to go until the 2025 London Plenary Meeting. With the countdown on, we’re excited to share this year’s program and speaker lineup - exploring the future of embedded insurance in financial services. The plenary will feature: •⁠ ⁠Insights from the global report Embedded Insurance in Financial Services: Key Global Threats and Opportunities for Banks and Fintechs, presented by Viola Zsédely-Takács (Ageas Group) and Francesca Cossu (bolttech). •⁠ ⁠A panel on Embedded Insurance in Practice: Lessons from the Frontlines featuring Iain Woodward (Europ Assistance), Quentin Colmant (Qover) and Thomas Reilly (Fortegra). •⁠ ⁠An innovation showcase by Andrew Wormleighton (CDL Software), Matteo Bevilacqua (Enablia) and Domingos Bruges (Habit) . •⁠ ⁠Point-counterpoint debates tackling the future of embedded models - from API-first insurtechs to broker-led ecosystems - with Chris Gingell (WTW) and Simon Ball (Quotall). •⁠ ⁠A fishbowl discussion on scaling embedded insurance with José Félix Cañas García (AXA Partners), Gonzalo Rodriguez (Generali), and Haden Kirkpatrick (Insurevision.ai). •⁠ ⁠Exclusive report presentations on Captives in Affinity Insurance by Leo Gibbons (Marsh) and The Automotive Advantage by Nick McCowan (WTW). •⁠ ⁠Lightning talks and networking drinks to wrap up the day. We’d like to thank all speakers and attendees from across the ecosystem — including representatives from AXA, Ageas, Allianz, bolttech, Qover, Europ Assistance, Generali, Marsh, WTW, Toyota Insurance Services Europe, Zurich Insurance, and many more - for contributing to this discussion. Join us on 11 November 2025 at AWS London HQ, 1 Principal Place, EC2A 2FA. 👉 https://lnkd.in/e4cB4NyF #OpenInsurance #EmbeddedInsurance #Insurance #Insurtech

Wallbid has partnered with Seajets, the operator of the world’s largest fleet of high-speed vessels, serving 50 ports and over 400 connections across Greece, to launch the country’s first Ticket Cancellation Guarantee offered by a ferry company. The new service gives Seajets passengers more confidence and financial protection when booking their trips, ensuring a smoother and more secure travel experience. This is the first time a ferry company in Greece has introduced a digital Ticket Cancellation Guarantee, setting a new benchmark for traveler-centric innovation and service excellence. "We're thrilled that the Ticket Cancellation Guarantee is now live," said Vasileios Stivaktakis, CEO of Wallbid. "We are proud of our partnership with Seajets, a pioneering company in maritime transportation. Through collaborations with leading companies in travel, hospitality, and transportation, we provide travellers with a unique digital experience, flexibility and a greater sense of security, while also generating new revenue streams for our partners." "Staying true to our vision of offering high-standard services, at Seajets we continuously invest in innovative solutions that combine comfort, reliability, and genuine care for the passenger," said Giorgos Stathopoulos from the Commercial Division of Seajets. "Our collaboration with Wallbid reinforces this direction, providing travelers with greater flexibility and convenience in the booking process." #OpenInsurance #EmbeddedInsurance #Insurance #Insurtech #Partnership

🌟 The VSaaS revolution is here - and it's transforming how SMEs operate Market momentum. What makes VSaaS different? Unlike horizontal SaaS, Vertical SaaS platforms are tailored to specific industries - construction, hospitality, beauty, field services - creating all-in-one ecosystems that businesses rely on daily. The next logical step? Embedded insurance is becoming the missing piece of the puzzle. Are you leveraging industry-specific software in your business operations? 📊 Market analysis: https://lnkd.in/dsvn9nvk #VerticalSaaS #SaaS #BusinessEfficiency #DigitalPlatforms #EmbeddedInsurance Chris Gingell Jonathan McDonald ACII Callum Leat Nick McCowan Sophia Bhaumick Inmaculada Hernández Carnés Paul Prendergast

Bondaval, a London-based MGA offering credit risk protection, has entered into a global partnership with Swiss Re Corporate Solutions. “Businesses today face increasingly complex and unpredictable challenges. The tools and solutions designed to support them must be equally adaptive. Together, Bondaval and Swiss Re are building the future of the credit industry, one that is responsive to the opportunities and risks of tomorrow. Partnering with a firm of Swiss Re’s pedigree is both a privilege and a clear statement of our intent.” – Tom Powell, CEO, Bondaval. “For over 160 years, Swiss Re has led the way in risk transfer, also by collaborating with players who shape the future of our industry. With Bondaval, we have found a new innovative partner who shares our commitment to technical and underwriting excellence which helps us create long-term value for our clients globally.” – Katie McGrath, Chief Underwriting Officer, Swiss Re Corporate Solutions. https://lnkd.in/eNxPxcS9 #OpenInsurance #EmbeddedInsurance #Insurance #Insurtech #Partnership

🎉 Congratulations to Superpanel, a legal intake platform built around a coachable digital teammate that transforms how law firms qualify and onboard new clients, for announcing its launch with $5.3 million in funding. “I’ve seen firsthand how access to legal support can be life changing, yet too often the system fails people before their case is even reviewed. Ninety percent of those who suffer harm don’t know they have a legal case and never contact a lawyer,” said Julien Emery, Co-Founder and CEO of Superpanel. “Superpanel exists to fix that. We’ve already helped over 150,000 people to tell their story and get their cases evaluated, making it faster for firms to identify strong cases and easier for people to get answers.” https://lnkd.in/eHgaHTWN #OpenInsurance #EmbeddedInsurance #Insurance #Insurtech #ProductLaunch #Funding

🎯 𝗔𝗜 𝗶𝘀 𝗿𝗲𝘃𝗼𝗹𝘂𝘁𝗶𝗼𝗻𝗶𝘇𝗶𝗻𝗴 𝗮𝘂𝘁𝗼𝗺𝗼𝘁𝗶𝘃𝗲 𝗰𝗹𝗮𝗶𝗺𝘀 𝗽𝗿𝗼𝗰𝗲𝘀𝘀𝗶𝗻𝗴 Impressive results: → 20% reduction in crash events → 40% reduction in risky driving behaviors   → 50% reduction in risky behaviors among young drivers 🚀 Concrete applications: - Predictive maintenance based on historical data - Automated claims processing - Advanced fraud detection - Personalized risk assessment AI validation requires 4 critical phases: pre-model data validation, model validation, partial autonomy implementation, and comprehensive feedback analysis. Who's already implementing these technologies in your organization? 📊 Learn more: https://lnkd.in/dP6vt5CF #ArtificialIntelligence #ClaimsProcessing #AutomotiveAI #Innovation #EmbeddedInsurance Phil Hobson Wayne Rees Bahareh Green Millie Lomas Alessandro Filon Luciana Chiappa

QBE North America announced the launch of a new program partnership with Assureful to deliver pay-as-you-sell commercial general liability insurance for e-commerce merchants. “QBE North America is excited to partner with Assureful to offer this innovative insurance solution to e-commerce merchants. Selling products online comes with challenges and this insurance solution offers customized coverage to meet the unique needs of merchants.” – Jim Haggerty, head of Commercial Programs, QBE North America. “This partnership with QBE North America represents an important milestone for Assureful. By uniting QBE’s scale and underwriting expertise with our GenAI-driven approach, we are bringing to market a unique insurance product purpose-built for e-commerce first merchants. There is simply nothing else like it today that gives consumer products companies protection, confidence, and compliance that traditional insurers cannot match.” – Rohit Nair, Founder & CEO of Assureful. https://lnkd.in/e_fDxe2A #OpenInsurance #EmbeddedInsurance #Insurance #Insurtech #Partnership

MetLife has acquired a 20% stake in Argentinian insurance startup Klimber. The companies have been partners for several years, and in 2023, MetLife introduced MetLife Xcelerator, an embedded insurance platform for its markets across Latin America, which was developed by Klimber. “This investment reflects MetLife’s New Frontier strategy in action: supporting innovation, driving growth, and democratizing access to insurance in Latin America.” – Naomi Johnson, Director of Business Transformation and Innovation at MetLife Latin America. https://lnkd.in/eyAW_Wrw #OpenInsurance #EmbeddedInsurance #Insurance #Insurtech #Acquisition